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Covered California Open Enrollment Period Begins November 1, 2016
The next Open Enrollment will run from Tuesday, November 1, 2016 - Tuesday, January 31, 2017.
Need Help to enroll. Please call John Pham 1-714-531-3637
OE3 Income Guidelines (PDF)
Open Enrollment & Health Plan (PDF)

John L. Pham (CA Lic. #0649378)
John Pham Insurance Services
14541 BROOKHURST STREET, SUITE C1
WESTMINSTER, CA 92683
Mobile: 1-714-553-2404
Tel. (714) 531-3637 * Fax (714) 531-3633
Email: johnpham@muabaohiem.com

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Insurance Broker/Agent
35 years of experience
License No. 0649378 Since 1982

14541 Brookhurst Street, Ste. C-1
Westminster, CA 92683
  Phone: (714) 531-3637
  Mobile: (714) 553-2404
  Fax: (714) 531-3633
  Email: johnpham@muabaohiem.com
 

 
 
 
California Health Plans and Benefits
 
Anthem Blue Cross offers a variety of health care plans to meet the needs of individuals and families. Plans currently offered in California are listed below. To see detailed information about these plans, click the button to visit our interactive plan shopping tool. There you can compare plan benefits and rates, get an instant personalized quote, and even apply online.
 
Premier Plus
PPO plan with the highest level of medical benefits we offer

 Brochure
 Application Form
 Apply Online
Robust benefits for both routine and unexpected medical care
Options include an unlimited number of doctors' office visits for various covered services. You will be responsible for a predictable copayment, even if you haven't satisfied your deductible.
Annual vision screening exam with copayment.

SmartSense® Plus
Covers the essentials and more at some of our lowest monthly rates

 Brochure
 Application Form
 Apply Online
Choose from a range of deductibles and co-insurance levels to change the plan to better meet your needs.
Immediate coverage with predictable copayments for the first three doctors' office visits, per plan member, per calendar year.
Choice of prescription drug coverage options.

CoreGuardSM Plus
Affordable protection against significant unexpected medical costs

 Brochure
 Application Form
 Apply Online
Wide array of covered services, including doctors' office visits, hospital, surgical, and outpatient care.
Access to Anthem's discounts for in-network covered health care services.
Higher percentage of member cost-sharing in exchange for lower premiums.

ClearProtectionSM Plus
Combines affordable protection with some immediate benefits

 Brochure
 Application Form
 Apply Online
Innovative plan design helps limit your share of the costs for major medical expenses, such as surgery and hospitalization.
Immediate coverage for the first two doctors' office visits for covered services.

Lumenos® HSA Plus
Traditional PPO coverage with added financial flexibility

 Brochure
 Application Form
 Apply Online
Pair with an optional Health Savings Account (HSA) for more flexibility and potential tax advantages.
In-network covered services paid at 100% after you meet your deductible.

Tonik®
Straight up, affordable coverage tailored to protect young adults from unexpected medical expenses

 Brochure
 Application Form
 Apply Online
Covers four office visits per year before deductible, with $20 copay per visit. Additional visits covered in full after deductible is met.
Immediate coverage (no deductible) for generic prescription drugs.
Includes some dental and vision benefits; optional Enhanced Dental coverage is available.

PPO Share
A traditional PPO plan with a broad range of benefits

 Brochure
 Application Form
 Apply Online
Pair with an optional Health Savings Account (HSA) for more flexibility and potential tax advantages.
Available with or without maternity benefits, depending on which deductible you select.

Select HMO
Our lowest priced HMO with an exclusive HMO network

 Brochure
 Application Form
 Apply Online
Exclusive HMO Network includes over 20,000 doctors in 22 California counties.
Immediate, no-deductible benefits for in-network covered services.

HMO Saver
A mid-priced HMO that includes access to our entire HMO network

 Brochure
 Application Form
 Apply Online
Includes access to our entire HMO network of more than 37,000 doctors.
$1500 medical deductable for hospital and emergency services helps keep premiums lower.

Individual HMO
Our richest HMO with no medical deductable and access to our entire HMO network

 Brochure
 Application Form
 Apply Online
Includes access to our entire HMO network of more than 37,000 doctors.
Immediate, no-deductible benefits for in-network covered services.
 
This information is not your policy and is intended as a brief summary of service. If there is any difference between this page and the policy, the provisions of the policy shall control.
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